sca_preference
Description:
To indicate the preference for a frictionless flow during the authentication request, the merchant may send the 'sca_preference" parameter.
Depending on the merchant's assessment of the risk of fraud, specific values may be sent.\n
This parameter can only be used by merchants who have a fraud risk assessment mechanism of their own and who have subscribed to the SCA Preference merchant option. Please contact your account manager to request it.
Values
type: integer
- 1
- 2
- 3
example: 1
`1` : No Preference.
If the merchant is not sure about the transaction's risk of fraud, use this value.
Using this value for all your transactions may result in a high strong customer authentication rate.
`2` : No Challenge
If the merchant thinks this transaction is safe, this will tell the acquirer / issuer a frictionless flow is preferred.
`3` : Challenge Requested
If the merchant thinks this transaction may be at risk, use this value.
This will tell the acquirer / issuer that a strong customer authentication may be required, depending on the PSD2 specific information you sent along with the transaction.
To test internally this field:
http://bits.hipay.org/common/enterprise/hostedpage/index.php/
Source:
https://jira.hipay.org/browse/BITS-421
